{"id":2488,"date":"2022-10-10T10:00:41","date_gmt":"2022-10-10T08:00:41","guid":{"rendered":"https:\/\/babyjourney.se\/?p=2488"},"modified":"2025-07-18T19:09:30","modified_gmt":"2025-07-18T17:09:30","slug":"tjekliste-til-foraeldre-om-familiens-okonomi","status":"publish","type":"post","link":"https:\/\/webstaging.babyjourney.se\/dk\/barn\/checklistan-for-foraldrar-om-familj-ekonomi\/","title":{"rendered":"Tjekliste til for\u00e6ldre om \u00f8konomi"},"content":{"rendered":"

Sponsoreret af\u00a0L\u00e4nsf\u00f6rs\u00e4kringar<\/a><\/em><\/p>\n

Hvis du har v\u00e6ret bekymret for alle de ting, din familie skal holde styr p\u00e5, n\u00e5r det g\u00e6lder \u00f8konomi som vordende for\u00e6lder, skal du ikke bekymre dig mere. Vi har lavet en enkel tjekliste, som du kan bruge til at sikre, at du har styr p\u00e5 tingene. Print den ud, gem den p\u00e5 din telefon, og kryds den af undervejs!<\/strong><\/p>\n

Der er meget at t\u00e6nke p\u00e5, n\u00e5r man bliver for\u00e6lder, og det er nok den st\u00f8rste forandring, man kommer til at gennemg\u00e5 i sit liv. \u00d8konomi er et emne, som kan v\u00e6re sv\u00e6rt, men som vi alle ved er meget vigtigt. S\u00e5 for at g\u00f8re det nemt for dig har vi lavet en tjekliste, som du bare kan s\u00f8rge for at krydse af i den f\u00f8rste tid som vordende og nybagte for\u00e6ldre. N\u00e5r alle afkrydsningsfelterne er udfyldt, ved du, at du har styr p\u00e5 tingene.<\/p>\n

Godt, lad os komme i gang!<\/p>\n

F\u00f8r barnet bliver f\u00f8dt:<\/strong><\/p>\n

\u2610 Skilt og Graviditetsforsikring<\/strong><\/a> med L\u00e4nsf\u00f6rs\u00e4kringar
\nTal om, hvordan I vil fordele barselsdagpengene, s\u00e5 der er en klar plan.
\nAns\u00f8g om barselsdagpenge fra F\u00f6rs\u00e4kringskassan, det kan du g\u00f8re, n\u00e5r du har modtaget din barselsattest i uge 20.
\nTag en \u00f8konomisk snak om, hvordan I deler udgifterne, og s\u00f8rg for, at det ikke kun er \u00e9n person, der betaler for bleer osv. Tips<\/a> for dette opkald)
\nTjek og ans\u00f8g om for\u00e6ldreorlov, hvis du har en arbejdsgiver, der tilbyder det<\/p>\n

N\u00e5r barnet er kommet:<\/strong><\/p>\n

Tilf\u00f8j beskyttelse af efterladte til din pension
\nS\u00f8rg for, at begge for\u00e6ldre kan klare sig \u00f8konomisk, hvis der sker noget med den anden. Foresl\u00e5 forsikringspolicer, som kan v\u00e6re nyttige at have, men det er op til hver enkelt for\u00e6lder at beslutte: Livsforsikring<\/a>, Beskyttelse af realkreditl\u00e5n<\/a>arbejdsl\u00f8shedsforsikring, indkomstforsikring.
\nFordel b\u00f8rnebidrag, hvis det er n\u00f8dvendigt, ellers deles det automatisk 50\/50 mellem for\u00e6ldrene
\n\u2610 Underskriv en B\u00f8rneforsikring<\/strong><\/a>
\n\u2610 Start en b\u00f8rneopsparing
\nOpret en f\u00e6lles bankkonto og tilknyt to kort til den til f\u00e6lles udgifter
\nS\u00f8rg for, at der er en buffer til uforudsete h\u00e6ndelser
\nUdfyld for\u00e6ldretill\u00e6g successivt, hvis det er n\u00f8dvendigt
\nFordel VAB s\u00e5 ligeligt som muligt efter b\u00f8rnehavestart, og indberet VAB til Social Insurance Agency.<\/p>\n

N\u00e5r der er energi til r\u00e5dighed i det f\u00f8rste \u00e5r med b\u00f8rn:<\/strong><\/p>\n

Tal om jeres f\u00e6lles m\u00e5l og dr\u00f8mme, og s\u00e6t en opsparing til side til dem
\nStart en frihedskapital (s\u00e5 I kan klare jer, hvis I g\u00e5r hver til sit)
\nSkriv juridiske aftaler, hvis I har brug for det, f.eks. hvis I er samlevende og ikke arver hinanden, eller hvis I har lagt forskellige bel\u00f8b i udbetaling til et hus.
\n\u2610 Start en pensionsordning<\/p>\n

Baby Journey har sammen med L\u00e4nsf\u00f6rs\u00e4kringar produceret podcasten \"Familjens Ekonomiskola\", hvor vi i 6 korte afsnit p\u00e5 15 minutter hver gennemg\u00e5r alt det, du har brug for at vide for at f\u00f8le dig sikker, n\u00e5r du skal krydse af p\u00e5 din tjekliste. Du kan lytte til podcasten under kategorien podcasts i Baby Journey-appen.<\/p>\n

Find ud af, hvordan du sparer smart op til dine b\u00f8rn.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Sponsoreret af L\u00e4nsf\u00f6rs\u00e4kringar Hvis du har v\u00e6ret bekymret for alle de ting, din familie skal holde styr p\u00e5, n\u00e5r det g\u00e6lder \u00f8konomi som kommende for\u00e6lder, s\u00e5 fortvivl ikke. Vi har sammensat en enkel tjekliste, som du kan bruge...<\/p>","protected":false},"author":2,"featured_media":2490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-2488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-barn"],"acf":[],"yoast_head":"\nChecklistan f\u00f6r f\u00f6r\u00e4ldrar om ekonomi | Baby Journey<\/title>\n<meta name=\"description\" content=\"Att fundera p\u00e5 ekonomi f\u00f6r sin familj \u00e4r helt naturligt, men det kan k\u00e4nnas sv\u00e5rt att veta hur man ska t\u00e4nka. 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