{"id":4705,"date":"2023-05-23T09:54:50","date_gmt":"2023-05-23T07:54:50","guid":{"rendered":"https:\/\/babyjourney.se\/?p=4705"},"modified":"2023-05-23T15:00:57","modified_gmt":"2023-05-23T13:00:57","slug":"hvor-nemt-det-er-at-begynde-at-spare-op-til-born-i-fonde","status":"publish","type":"post","link":"https:\/\/webstaging.babyjourney.se\/dk\/barn\/sa-enkelt-ar-det-att-borja-barnspara-i-fonder\/","title":{"rendered":"S\u00e5 nemt er det at starte en b\u00f8rneopsparing"},"content":{"rendered":"<p><em>Sponsoreret af Levler<\/em><\/p>\n<p><strong>Opsparing til dit barn kan hj\u00e6lpe dit barn med at komme ind p\u00e5 boligmarkedet, fungere som en opsparing under studierne eller bare give \u00f8konomisk sikkerhed, n\u00e5r de bliver voksne. At spare op til sine b\u00f8rn er noget, som mange for\u00e6ldre gerne vil, men det kan v\u00e6re sv\u00e6rt at komme i gang, f\u00f8r man ved, hvordan man skal gribe det an. Sammen med Levler afklarer vi almindelige sp\u00f8rgsm\u00e5l om b\u00f8rneopsparing og guider dig gennem den m\u00e5nedlige opsparing i aktiefonde.<\/strong><\/p>\n<p>En b\u00f8rneopsparing varer som regel i mange \u00e5r og har derfor potentiale til at vokse. Med regelm\u00e6ssige og langsigtede m\u00e5nedlige opsparinger i aktiefonde kan du udj\u00e6vne aktiemarkedets op- og nedture og skabe gode muligheder for betydelig v\u00e6rditilv\u00e6kst over tid!<\/p>\n<h2>Hvor meget er det rimeligt at spare op?<\/h2>\n<p>Det er nemt at s\u00e6tte overliggeren h\u00f8jt, n\u00e5r man vil begynde at spare op til sine b\u00f8rn i fonde, for eksempel med det form\u00e5l at l\u00e6gge hele b\u00f8rnepengene til side. Risikoen er, at man ikke kan n\u00e5 det m\u00e5l i l\u00e6ngden og helt holder op med at spare op. Det kan derfor v\u00e6re en god id\u00e9 at s\u00e6tte barren lidt lavere og begynde at spare et lille bel\u00f8b op - og s\u00e5 \u00f8ge opsparingen over tid, hvis du kan. P\u00e5 den m\u00e5de kan du skabe en rutine for at spare op og s\u00f8rge for, at det rent faktisk sker! Hvor meget du sparer op, afh\u00e6nger helt af dine omst\u00e6ndigheder, det vigtigste er at komme i gang og g\u00f8re det til en rutine hver m\u00e5ned.<\/p>\n<h2>Hvad skal man spare op i? Skal b\u00f8rn spare op i fonde?<\/h2>\n<p>Opsparing i aktiefonde betyder, at din opsparing har potentiale til at vokse og give et godt afkast over tid. Det betyder, at du kommer til at opleve b\u00e5de op- og nedture p\u00e5 aktiemarkedet. Hvis du v\u00e6lger at spare op i fonde til dine b\u00f8rn, er det en god id\u00e9 at gennemg\u00e5 afkast og gebyrer regelm\u00e6ssigt og s\u00e5 justere din opsparing l\u00f8bende, for eksempel hvis en fond ikke pr\u00e6sterer, eller hvis gebyrerne er for dyre i forhold til lignende fonde.<\/p>\n<h2>Hvor stor kan en b\u00f8rneopsparing blive?<\/h2>\n<p>Hvis man ser historisk p\u00e5 det, kan en opsparing i aktiefonde p\u00e5 500 SEK om m\u00e5neden udvikle sig til en v\u00e6rdi p\u00e5 over 200.000 SEK, n\u00e5r man fylder 18 \u00e5r, hvis man antager en normal udvikling p\u00e5 aktiemarkedet. Hvis du sparer 1.000 kroner op om m\u00e5neden, vil din opsparing n\u00e5 langt over 400.000 kroner, da du f\u00e5r en st\u00f8rre rente-til-rente-effekt over tid, jo flere penge du sparer op.<\/p>\n<h2>Hvilket navn skal du gemme i?<\/h2>\n<p>Et sp\u00f8rgsm\u00e5l, som m\u00e5ske ikke virker s\u00e5 vigtigt, n\u00e5r man begynder at spare op, men som bliver endnu vigtigere, n\u00e5r 18-\u00e5rsdagen n\u00e6rmer sig, er det navn, som opsparingen st\u00e5r i. Hvis du sparer op p\u00e5 en investeringssparkonto (ISK) i barnets navn, vil pengene blive tilg\u00e6ngelige for barnet p\u00e5 dets 18-\u00e5rs f\u00f8dselsdag, og du vil derefter miste kontrollen over den opsparede kapital. Et godt alternativ er derfor at \u00e5bne en dedikeret b\u00f8rneopsparingskonto p\u00e5 en ISK i dit navn i stedet, s\u00e5 du kan overf\u00f8re opsparingen til barnet p\u00e5 et senere tidspunkt.<\/p>\n<p>Levler har skabt Sveriges nye <strong><a href=\"https:\/\/levler.se\/?utm_medium=native&amp;utm_source=babyjourney&amp;utm_campaign=levler_fonder_babyjourney_affiliate\" target=\"_blank\" rel=\"noopener\">opsparingsplatform<\/a><\/strong> med over 2000 fonde. Du f\u00e5r 25 % rabat p\u00e5 alle fondes forvaltningsgebyrer og tilbydes ogs\u00e5 f\u00e6rdige fondspakker, der er tilpasset blandt andet b\u00f8rneopsparing! Download Levler-appen, og begynd at spare op til dine b\u00f8rn i dag! Appen er tilg\u00e6ngelig i b\u00e5de <strong><\/strong> og <strong><\/strong>.<\/p>\n<p>Har du brug for at f\u00e5 styr p\u00e5 din families \u00f8konomi? Pr\u00f8v vores <strong><a href=\"https:\/\/webstaging.babyjourney.se\/dk\/okonomiske-tips-til-familier-nar-inflationen-stiger-okonomisk-skabelon\/\" target=\"_blank\" rel=\"noopener\">skabeloner!<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Sponsoreret af Levler En opsparing til dit barn kan hj\u00e6lpe det med at komme ind p\u00e5 boligmarkedet, fungere som en opsparing under studietiden eller blot give \u00f8konomisk sikkerhed, n\u00e5r det bliver voksent. At spare op til sine b\u00f8rn er...<\/p>","protected":false},"author":2,"featured_media":4706,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-4705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-barn"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>B\u00f6rja barnspara i fonder - Levler guidar dig! | Baby Journey<\/title>\n<meta name=\"description\" content=\"\u00c4r det dags att b\u00f6rja barnspara i fonder? 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