{"id":748,"date":"2021-12-16T17:49:45","date_gmt":"2021-12-16T16:49:45","guid":{"rendered":"https:\/\/babyjourney.se\/?p=748"},"modified":"2025-07-18T19:14:38","modified_gmt":"2025-07-18T17:14:38","slug":"konkrete-situationer-hvor-du-far-hjaelp-fra-din-graviditetsforsikring","status":"publish","type":"post","link":"https:\/\/webstaging.babyjourney.se\/dk\/graviditet\/konkreta-situationer-dar-du-far-hjalp-av-din-gravidforsakring\/","title":{"rendered":"Specifikke situationer, hvor din graviditetsforsikring kan hj\u00e6lpe dig"},"content":{"rendered":"<p><em>Sponsoreret af <a href=\"https:\/\/www.lansforsakringar.se\/privat\/?utm_source=babyjourney&amp;utm_medium=app&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">L\u00e4nsf\u00f6rs\u00e4kringar<\/a><\/em><\/p>\n<p><strong>Det kan v\u00e6re sv\u00e6rt at vide pr\u00e6cis, hvad en graviditetsforsikring kan hj\u00e6lpe med, og hvad den d\u00e6kker. Klare eksempler p\u00e5, hvorfor du b\u00f8r tegne en graviditetsforsikring, er normalt en hj\u00e6lp til at forst\u00e5, hvad den kan g\u00f8re for dig - og det er pr\u00e6cis, hvad vi hj\u00e6lper dig med i de to eksempler nedenfor!<\/strong><\/p>\n<p>En graviditetsforsikring er en forsikring, som du kun har brug for i nogle f\u00e5 m\u00e5neder af dit liv, men som kan g\u00f8re en stor forskel for dig, hvis der sker noget uforudset. \u00d8konomisk tryghed og st\u00f8tte er en af de ting, som din graviditetsforsikring hj\u00e6lper dig med - men hvorn\u00e5r er det? Nedenfor har vi fremh\u00e6vet to eksempler, hvor L\u00e4nsf\u00f6rs\u00e4kringars <strong><a href=\"https:\/\/www.lansforsakringar.se\/privat\/forsakring\/personforsakring\/gravidforsakring\/?utm_source=babyjourney&amp;utm_medium=web&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">Graviditetsforsikring<\/a><\/strong> kommer ind og hj\u00e6lper med \u00f8konomisk kompensation.<\/p>\n<p>Det er nemt at t\u00e6nke \"det sker ikke for mig\" - men alle kan komme til skade, og forsikringen er der for at hj\u00e6lpe.<\/p>\n<h2><strong>Eksempel 1: Svangerskabsforgiftning<\/strong><\/h2>\n<p>P\u00e5 MVC f\u00e5r en vordende mor konstateret for h\u00f8jt blodtryk i ottende m\u00e5ned og bliver sendt p\u00e5 hospitalet. Hun bliver indlagt, fordi hun har pr\u00e6eklampsi. Det f\u00f8rer til et akut kejsersnit efter 4 dage. Barnet bliver f\u00f8dt for tidligt, og de m\u00e5 blive p\u00e5 neonatalafdelingen.<\/p>\n<h3>Det er s\u00e5 meget, der udbetales:<\/h3>\n<p>Kompensationen er skattefri og udg\u00f8r i alt <strong>17 300 kr<\/strong><\/p>\n<ul>\n<li>Kompensation for pr\u00e6eklampsi <strong>3 000 kr<\/strong><\/li>\n<li>Indl\u00e6ggelse af mor i 4 dage <strong>800 kr<\/strong><\/li>\n<li>Akut kejsersnit <strong>1 500 kr<\/strong><\/li>\n<li>Indl\u00e6ggelse af b\u00f8rn 60 dage <strong>12 000 kr<\/strong><\/li>\n<\/ul>\n<p><em>Hvis moderen kun havde v\u00e6ret gravid gratis, ville intet af det ovenst\u00e5ende have v\u00e6ret d\u00e6kket.<\/em><\/p>\n<h2><strong>Eksempel 2: Et barn f\u00f8dt med en diagnose<\/strong><\/h2>\n<p>Den rutinem\u00e6ssige ultralydsscanning afsl\u00f8rer en h\u00f8j risiko for, at det uf\u00f8dte barn kan have en medf\u00f8dt sygdom. Barnet f\u00f8des med diagnosen Downs syndrom. Da moderen havde tegnet og betalt for <a href=\"https:\/\/www.lansforsakringar.se\/privat\/forsakring\/personforsakring\/gravidforsakring\/?utm_source=babyjourney&amp;utm_medium=web&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">Graviditetsforsikring<\/a> f\u00f8r den rutinem\u00e6ssige ultralyd blev udf\u00f8rt, kunne de f\u00e5 refusion for diagnosen. Godtg\u00f8relsen er skattefri.<\/p>\n<h3><strong>Det er s\u00e5 meget, der udbetales:<\/strong><\/h3>\n<p>Kompensation for Downs syndrom <strong>50 000 SEK<\/strong><\/p>\n<p><em>Hvis moderen kun havde v\u00e6ret gravid gratis, ville ovenst\u00e5ende ikke have v\u00e6ret d\u00e6kket.<\/em><\/p>\n<h2><strong>Det er s\u00e5dan, L\u00e4nsf\u00f6rs\u00e4kringar beregner bel\u00f8bet for hver skade:<\/strong><\/h2>\n<p>Erstatningsbel\u00f8bet varierer afh\u00e6ngigt af h\u00e6ndelsens karakter. Du kan finde ud af mere om de forskellige erstatningsniveauer og de n\u00f8jagtige bel\u00f8b p\u00e5 <a href=\"https:\/\/www.lansforsakringar.se\/privat\/?utm_source=babyjourney&amp;utm_medium=app&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">L\u00e4nsf\u00f6rs\u00e4kringar<\/a>.<\/p>\n<p>Vurderingsprocessen for at bestemme det n\u00f8jagtige kompensationsbel\u00f8b er normalt som f\u00f8lger:<\/p>\n<ul>\n<li>Sagsbehandleren indsamler normalt l\u00e6gejournaler fra sundhedsudbydere og foretager derefter en vurdering af, om h\u00e6ndelsen kan erstattes.<\/li>\n<li>I tilf\u00e6lde af krav, hvor der g\u00e6lder faste bel\u00f8b, vurderes det, om kravet opfylder kravene i forsikringsbetingelserne, f\u00f8r der foretages en udbetaling.<\/li>\n<li>For skader, der erstattes p\u00e5 grundlag af medicinsk invaliditet, kan der f\u00f8rst tr\u00e6ffes beslutning om erstatning, n\u00e5r graden af medicinsk invaliditet kan fastsl\u00e5s.<\/li>\n<\/ul>\n<p>Underskriv en <a href=\"https:\/\/www.lansforsakringar.se\/privat\/forsakring\/personforsakring\/gravidforsakring\/?utm_source=babyjourney&amp;utm_medium=web&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">Graviditetsforsikring<\/a> hos L\u00e4nsf\u00f6rs\u00e4kringar og l\u00e6s mere ved at klikke p\u00e5 linket.<\/p>\n<p>Glem ikke ogs\u00e5 at underskrive en <strong><a href=\"https:\/\/www.lansforsakringar.se\/privat\/forsakring\/personforsakring\/barnforsakring\/?utm_source=babyjourney&amp;utm_medium=web&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-barn_20230421\" target=\"_blank\" rel=\"noopener\">B\u00f8rneforsikring<\/a><\/strong> s\u00e5 tidligt som muligt, efter at din baby er f\u00f8dt. L\u00e6s mere om de forskellige pakker <a href=\"https:\/\/www.lansforsakringar.se\/privat\/?utm_source=babyjourney&amp;utm_medium=app&amp;utm_campaign=LF_babyjourney_Nationell_Forsakring2023-gravid_20230421\" target=\"_blank\" rel=\"noopener\">med L\u00e4nsf\u00f6rs\u00e4kringar<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Sponsoreret af L\u00e4nsf\u00f6rs\u00e4kringar Det kan v\u00e6re sv\u00e6rt at vide pr\u00e6cis, hvad en graviditetsforsikring kan hj\u00e6lpe med, og hvad den d\u00e6kker. Tydelige eksempler p\u00e5, hvorfor man b\u00f8r tegne en graviditetsforsikring, g\u00f8r det som regel lettere at forst\u00e5, hvad den kan g\u00f8re for\u2026<\/p>","protected":false},"author":2,"featured_media":64170,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-graviditet"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Konkreta situationer d\u00e4r en gravidf\u00f6rs\u00e4kring beh\u00f6vs | Baby Journey<\/title>\n<meta name=\"description\" content=\"Tydliga exempel p\u00e5 varf\u00f6r man b\u00f6r teckna en gravidf\u00f6rs\u00e4kring brukar underl\u00e4tta f\u00f6r att f\u00f6rst\u00e5 vad den kan g\u00f6ra f\u00f6r dig!\" \/>\n<meta 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