{"id":2488,"date":"2022-10-10T10:00:41","date_gmt":"2022-10-10T08:00:41","guid":{"rendered":"https:\/\/babyjourney.se\/?p=2488"},"modified":"2025-07-18T19:09:30","modified_gmt":"2025-07-18T17:09:30","slug":"checklist-for-parents-on-family-finances","status":"publish","type":"post","link":"https:\/\/webstaging.babyjourney.se\/en\/barn\/checklistan-for-foraldrar-om-familj-ekonomi\/","title":{"rendered":"Checklist for parents on finances"},"content":{"rendered":"

Sponsored by\u00a0L\u00e4nsf\u00f6rs\u00e4kringar<\/a><\/em><\/p>\n

If you've been worrying about all the things your family will need to keep track of in terms of finances as an expectant parent, worry no more. We've put together a simple checklist that you can use to make sure you're on top of things. Print it out, save it on your phone and check it off as you go!<\/strong><\/p>\n

Becoming a parent is a lot to think about and it is probably the biggest change you will go through in your life. Finances are a subject that can be difficult, but which we all know is very important. So, to make it easy for you, we've put together a checklist that you can make sure you tick off during your first period as parents-to-be and new parents. When all the checkboxes are filled in, you will know that you are on top of things.<\/p>\n

Great, let's get started!<\/p>\n

Before the baby is born:<\/strong><\/p>\n

\u2610 Sign and Pregnancy insurance<\/strong><\/a> with L\u00e4nsf\u00f6rs\u00e4kringar
\nTalk about how you will distribute the parental allowance so that there is a clear plan
\nApply for parental allowance from the Swedish Social Insurance Agency, this is possible after you have received your maternity certificate in week 20.
\nHave a financial conversation about how you share expenses and make sure that not only one person pays for diapers etc. (See tips<\/a> for this call)
\nCheck and apply for parental leave if you have an employer who offers it<\/p>\n

When the baby has arrived:<\/strong><\/p>\n

Add survivor protection to your pension
\nMake sure that both parents can cope financially if something happens to the other. Suggested insurances that may be good to have, but here all parents can decide for themselves: Life insurance<\/a>, Mortgage protection<\/a>, unemployment insurance, income insurance.
\nDistribute child support if needed, otherwise it is automatically split 50\/50 between the parents
\n\u2610 Sign a child insurance<\/strong><\/a>
\n\u2610 Start a child savings scheme
\nSet up a joint bank account and link two cards to it for joint expenses
\nEnsure that there is a buffer for unforeseen events
\n\u2610 Fill in parental allowance successively if necessary
\nDistribute VAB as evenly as possible after the start of preschool and report VAB to F\u00f6rs\u00e4kringskassan<\/p>\n

When energy is available during the first year with children:<\/strong><\/p>\n

Talk about your common goals and dreams and set aside savings for them
\nStart a freedom capital (so you can manage if you go your separate ways)
\nWrite legal agreements if you need to, e.g. if you are cohabiting you do not inherit from each other or if you have made different amounts of down payment for a house.
\nStart a pension savings scheme<\/p>\n

Baby Journey, together with L\u00e4nsf\u00f6rs\u00e4kringar, has produced the podcast \"Familjens Ekonomiskola\" (Family Finance School), where we go through everything you need to know in 6 short episodes of 15 minutes each to feel confident when ticking off your checklist. You can listen to the podcast under the podcasts category in the Baby Journey app.<\/p>\n

Find out how to save smart for your children.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Sponsored by L\u00e4nsf\u00f6rs\u00e4kringar If you\u2019ve been worried about all the financial matters your family will need to keep track of as new parents, you don\u2019t need to worry anymore. We\u2019ve put together a simple checklist that you can use\u2026<\/p>","protected":false},"author":2,"featured_media":2490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-2488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-barn"],"acf":[],"yoast_head":"\nChecklistan f\u00f6r f\u00f6r\u00e4ldrar om ekonomi | Baby Journey<\/title>\n<meta name=\"description\" content=\"Att fundera p\u00e5 ekonomi f\u00f6r sin familj \u00e4r helt naturligt, men det kan k\u00e4nnas sv\u00e5rt att veta hur man ska t\u00e4nka. 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