{"id":66185,"date":"2025-08-25T15:57:03","date_gmt":"2025-08-25T13:57:03","guid":{"rendered":"https:\/\/babyjourney.se\/?p=66185"},"modified":"2026-03-09T14:27:57","modified_gmt":"2026-03-09T13:27:57","slug":"so-has-become-150kr-a-month-to-a-dromboende","status":"publish","type":"post","link":"https:\/\/webstaging.babyjourney.se\/en\/barn\/sa-har-blev-150kr-i-manaden-till-ett-dromboende\/","title":{"rendered":"How to buy a home with half the deposit - HSB tells you!"},"content":{"rendered":"

Sponsored by HSB<\/em><\/p>\n

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It often starts small. The stroller barely fits in the hallway. Toys are taking over the living room. Or another one is on the way - and you realize you need more space, but don't have the full down payment. You are far from alone. Here's the model that makes it possible to buy a home, without having to do it all yourself.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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When the dream feels a step too far away<\/strong><\/p>\n

Taking the plunge into the housing market - or moving on to something bigger - can feel overwhelming in the middle of toddlerhood. Mortgage calculations, down payments and bidding are stressful enough. Add in maternity leave and sleep deprivation, and it's no wonder plans get postponed.<\/p>\n

But there are actually more ways than the traditional one.<\/p>\n

HSB Share - buy half, live in whole<\/strong><\/p>\n

With HSB Dela, you buy 50 % of the home and HSB owns the rest. In practice, this means that your down payment is halved, while you live in and use\u00a0whole<\/strong>\u00a0housing.<\/p>\n

\"HSB-Krita,<\/p>\n

Right now, HSB Dela is offered in, among others:<\/strong><\/p>\n

\ud83c\udfd8\u00a0N\u00e4sby Dunge in T\u00e4by<\/a><\/p>\n

\ud83c\udfd8\u00a0Chalk in Malm\u00f6<\/a><\/p>\n

For families who are ready for the next step but don't want to wait years to save up the entire deposit, this can be a concrete opportunity to move to a home that meets the family's new needs.<\/p>\n

Start with bospar - give yourself priority and security<\/strong><\/p>\n

To be able to buy with HSB Dela, you need to be a home saver and a member. It is flexible and you choose how much you save each month - at the same time you collect points that give priority to more HSB rental apartments and newly built condominiums<\/p>\n

Membership also gives you more than just a place in line! You become part of a cooperative organization that focuses on long-term housing security - not short-term profit. It also includes benefits in everything from home and technology to legal and insurance.<\/p>\n

Read more about HSB's membership benefits in:<\/p>\n

Broadband, TV & Technology<\/a><\/p>\n

Leisure, House & Home<\/a><\/p>\n

Insurance, Legal & Energy<\/a><\/p>\n

Security<\/a><\/p>\n

Travel and transport<\/a><\/p>\n

\"K\u00f6k<\/p>\n

Housing for families with young children!<\/strong><\/p>\n

HSB builds homes for real family life - with all that it means of sticky fingers, lego on the floor and full speed in the hall. Smart floor plans, well thought-out storage and durable materials make everyday life a little easier. Because when your home works, it's also easier to just be together<\/p>\n

Read more about HSB Share\u00a0here<\/a>!<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

 <\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Sponsored by HSB It often starts small. The stroller barely fits in the entryway. Toys are taking over the living room. Or maybe you\u2019re expecting another child\u2014and you realize you need more space, but don\u2019t have the full down payment\u2026<\/p>","protected":false},"author":42,"featured_media":67139,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-66185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-barn"],"acf":[],"yoast_head":"\nS\u00e5 kan du k\u00f6pa bostad med halva insatsen - HSB ber\u00e4ttar! | Baby Journey<\/title>\n<meta name=\"description\" content=\"Kontantinsatsen halveras, samtidigt som du bor i och anv\u00e4nder\u00a0hela\u00a0bostaden. 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