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What does a acute Caesarean section, how does it work and what kind of protection can pregnancy insurance provide in the event of an emergency section? We sort out all the issues surrounding emergency caesarean sections together with Länsförsäkringar!

As a pregnant woman, you may think that having child insurance after giving birth is important, but pregnancy insurance is just as important! It is the only cover that the baby in your womb has, and it protects both of you in case something unexpected happens, such as an emergency caesarean section. 

What is an emergency caesarean section? 

An emergency caesarean section is often performed when a labor has started with contractions but then does not progress, if the fetus is showing signs of distress, or if you have a planned caesarean section but arrive at the delivery room earlier than your planned section would have taken place. 

How is an emergency caesarean section performed? 

Prior to a caesarean section, the mother will be given the necessary anesthesia, most commonly a spinal anesthetic, and this decision will be made in consultation with the obstetrician. The mother will most likely be awake during the caesarean section, which usually takes half an hour to an hour to perform. However, the time from the start of the operation until the baby is out is only around ten minutes! After the umbilical cord is cut, the mother will have the baby on her chest straight away, provided everyone is well.

How you feel in the days afterwards is individual, in In this guide, we have summarized many common complaints.

Does pregnancy insurance cover the costs of an emergency caesarean section?

Länsförsäkringar's new pregnancy insurance aims to protect the child and support the pregnant woman by helping in the event of pregnancy and childbirth complications, such as an emergency caesarean section. The compensation for an emergency caesarean section is SEK 3000. If the mother suffers further complications, such as blood loss, or if she has had pre-eclampsia during pregnancy that causes complications, an additional SEK 1,500 is paid per complication. Here you can read about how to take out pregnancy insurance step by step (link).

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Länsförsäkringar's pregnancy insurance

When babies are in the womb, they are completely uninsured and the only way to protect them is through pregnancy insurance. That is why it is so important to take out! Pregnancy insurance starts from 15+0 weeks of pregnancy for the mother and 22+0 weeks for the baby, and should be purchased before the routine ultrasound to ensure the protection they both deserve.

Länsförsäkringar's Pregnancy Insurance provides extended cover and the insurance applies if the child is born with an illness. You are also entitled to compensation if the child suffers a birth injury, for example if the child is injured by lack of oxygen during childbirth. 

In addition to covering emergency caesarean sections, pregnancy insurance also covers other complications of pregnancy, such as severe ruptures or blood clots. 

Although there is cover under maternity insurance if your baby falls ill during the first six months, it is important to apply for child insurance as soon as you are discharged from the maternity hospital. Children's insurance is the best protection a child can have! Read about which child insurance you want to take out before the birth and read more about Länsförsäkringar's Child insurance.