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Worried about how you'll make ends meet now that you're on parental leave? You are not alone. But did you know that you can get extra pay through your job if you have a collective agreement? We'll explain how.

Parental benefits are meant to cover a lot. Diapers, pacifiers, clothes and wipes are replenished and used up before you can blink. Many families find it challenging to make ends meet when one of their salaries is suddenly replaced by parental leave. But there may actually be more money to be made.

What is parental allowance supplement?

The parental allowance supplement, or FPT, is an insurance included in the collective agreement for workers in private companies. It can give you 10 % more when you are on parental leave, on top of the parental benefit from the Social Insurance Agency. If you take full parental benefit five days a week, this means that you can receive a total of up to 90 % of your normal salary. This can make quite a difference to your everyday finances.

Are you entitled to compensation?

If you work for a company with a collective agreement and have been employed for at least 12 months before the birth of your child, you are entitled to an extra allowance for up to 60 days. If you have been employed for at least 24 months, you are entitled to benefits for up to 180 days. If you are a worker, you need to apply yourself, and you can do this as soon as you receive your first payment of parental benefit from Försäkringskassan.

Many people miss out on money they are entitled to

Many people barely know that they have a collective agreement, let alone that it includes insurance. This is why many fail to apply for benefits. In fact, it is possible to apply even after you have returned from parental leave, up to 5.5 years after the birth of your child. Find out what applies to you.

It can apply to your partner too

If your partner is also going on parental leave, it is worth checking whether they are also entitled to the allowance. In the long run, it can make a real difference to your family's overall finances during the early years.

Then it's time to apply

Check off the following:

• You have a collective agreement
• You are a worker (check with your employer if you are not sure whether you are a worker or a civil servant)
• You have been employed by a company with a collective agreement for at least 12 months before the birth of the child
• You are, or have been, on parental leave and have received your first payment of parental benefit from Försäkringskassan

You can apply at Afa Insurance!